In the market for a home loan? Whether you’re looking to buy your first home, or you’d like to refinance your existing home loan to purchase a second property – speak to Dream Financing North Brisbane today!
If you’re looking for a future-proof home loan with a competitive interest rate and flexible terms, Dream Financing can help you find a suitable lender and great finance deal that best fits your circumstances.
First Buyer Home Loan
Buying your first home is an exciting milestone, but if you don’t receive the right advice, it can often be a daunting experience.
The most commonly asked questions from first home buyers are how much money can I borrow? Am I eligible for the first home owners grant and stamp duty concession? That’s where we come in.
Dream Financing will help to demystify the home loan market and find the best home loan solution for you, we’ll help you understand how much you can loan and how much of a deposit you’ll need. We’ll search the lending market to find a home loan package that works for you – not just now, but into the future.
Refinancing your Home Loan
What is Refinancing?
Refinancing is when you replace your current home loan with a new home loan, either with the existing lender or with another lender.
It is common to look at refinancing your home loan when a fixed term period is expiring, or market conditions have changed, but there are many reasons to consider refinancing your home loan.
Reasons to consider refinancing your home loan:
- Secure a lower interest rate
- Reduce monthly commitments
- Changing the type of home loan product
- Changing the term of the loan
- Purchasing second home or investment property
1. Get in Touch
We’ll send you a Fact Find form to complete.
2. Face-to-Face, Phone or Email
This helps us better understand your requirements and individual circumstances.
We’ll prepare recommendations and walk-through likely loan repayments, cash required or other options.
4. Lender Shortlist
We’ll identify the most competitive mortgage deals available, finding lenders suited to borrowing requirements.
5. Finalise Loan Paperwork
Once you’ve selected a lender and we’ve negotiated the best rates, fees, loan structure and overall cost, we’ll provide the final loan paperwork.
6. Loan Approval
Loan approval typically received within a week, once the loan paperwork has been completed and lodged.
7. Ongoing Support
When loan terms or fixed rate terms come due, we’ll work with you to proactively negotiate your home loan to ensure the deal is still the most competitive available.
Why Choose Dream Financing?
Access to more than
We have strong relationships with more than 50 bank and non-bank lenders so you can be assured we’ll find the best solution for you.
Not many brokers proactively check to make sure the deal you’re on is still the most competitive in the market – but we do.
We'll work directly with your accountant
To achieve the best strategic outcome for your tax and finance.
We do more than just find the best rate
A great interest rate is important, but we take a comprehensive approach to find the best mortgage or loan solution for you.
Fast responses and reliable communication
We’re here when you need us, and you’ll always receive fast responses and genuine communication throughout the entire loan process.
We understand self-employed like no other broker
Self-employed loans can be more difficult to secure, but we’re experienced at securing fantastic loans for ABN holders.
Contact Dream Financing
If you’re a first time home buyer looking for your first home loan, or an existing property owner looking to refinance, you’ve come to the best place.
We specialise in finding the best home loan products on the market and are the mortgage brokers of choice for Caboolture, Eatons Hill, Albany Creek, Warner, Draper, Samford and surrounding areas.
We’ve helped thousands of Brisbane residents secure a competitive home loan product.