Are you looking to invest in property? If you’re searching for the best investment property loan North Brisbane or refinancing solution for your individual circumstances, you’ve come to the best place.
Whether you’re looking to purchase your first investment property or are an experienced investor looking to expand your portfolio, Dream Financing has the expertise, know-how, and industry contacts to find the best deal that works for you.
Dream Financing has been helping Brisbane investors secure the best mortgage deal for their investment property loan needs since 2002.
Contact us for a confidential, no-obligation discussion about your home loan requirements.































Investment Mortgage Options
Principal & Interest vs. Interest Only
Interest only investment loans have been common for years, however with recent pressure from the Government to lenders to reduce their exposure to interest only loans, they are becoming more difficult to secure and often attract higher interest rates.
Interest only loans are not offered by every lender, and those who do offer interest only, may have a much higher interest rate.
Offset or No Offset Account
Often a good long-term strategy for an investment property is to secure a principal and interest loan on a 30-year term with an offset facility.
Extra funds are accumulated in the offset account, but are not used to pay down the loan meaning the accumulated funds won’t affect your tax and you can pull the money out of the offset at any times
Not many lenders offer an offset facility against an investment property, however Dream Financing has links to lenders who charge no fee or a nominal fee for an offset facility for your investment property loan.
Our Process
1. Get in Touch
We’ll send you a Fact Find form to complete.
2. Face-to-Face or Phone or email
This helps us better understand your requirements and individual circumstances.
3. Recommendations
We’ll prepare recommendations and walk-through likely loan repayments, cash required or other options.
4. Lender Shortlist
We’ll identify the most competitive mortgage deals available, finding lenders suited to borrowing requirements.
5. Finalise Loan Paperwork
Once you’ve selected a lender and we’ve negotiated the best rates, fees, loan structure and overall cost, we’ll provide the final loan paperwork.
6. Loan Approval
Loan approval typically received within a week, once the loan paperwork has been completed and lodged.
7. Ongoing Support
When loan terms or fixed rate terms come due, we’ll work with you to proactively negotiate your home loan to ensure the deal is still the most competitive available.
Why Choose Dream Financing?
Access to more than
50 lenders
We have strong relationships with more than 50 bank and non-bank lenders so you can be assured we’ll find the best solution for you.
We're proactive
mortgage brokers
Not many brokers proactively check to make sure the deal you’re on is still the most competitive in the market – but we do.
We'll work directly with your accountant
To achieve the best strategic outcome for your tax and finance.
We do more than just find the best rate
A great interest rate is important, but we take a comprehensive approach to find the best mortgage or loan solution for you.
Fast responses and reliable communication
We’re here when you need us, and you’ll always receive fast responses and genuine communication throughout the entire loan process.
We understand self-employed like no other broker
Self-employed loans can be more difficult to secure, but we’re experienced at securing fantastic loans for ABN holders.
Contact Dream Financing
If you’re looking for an investment property loan or mortgage, contact the experienced mortgage brokers at Dream Financing.
Not only do we specialise in self-employed loans, but we are the mortgage brokers of choice for Caboolture, Eatons Hill, Albany Creek, Warner, Draper, Samford and surrounding areas.
We’ve helped thousands of Brisbane investors secure a fantastic deal on their investment property loan.
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