Investment Property Loans

Are you looking to invest in property? If you’re searching for the best investment property loan North Brisbane or refinancing solution for your individual circumstances, you’ve come to the best place.

Whether you’re looking to purchase your first investment property or are an experienced investor looking to expand your portfolio, Dream Financing has the expertise, know-how, and industry contacts to find the best deal that works for you.

Dream Financing has been helping Brisbane investors secure the best mortgage deal for their investment property loan needs since 2002.

Contact us for a confidential, no-obligation discussion about your investment property loan requirements.

Dream Financing
5.0
Based on 256 reviews
Excellent
Jon Dungey
Jon Dungey
01:05 07 Aug 22
Professional company and great people to work with. Highly recommended. Thankyou.
Cody Bird
Cody Bird
01:44 04 Aug 22
Could not ask for a better accountant, honest-reliable- always gets back to you in a timely manner.5stars thank you for always looking after my business.
Danny Stewart
Danny Stewart
06:02 22 Jul 22
I have had the pleasure of knowing Brenton for many years, he is extremely helpful and informative. Brenton always goes the extra mile to find a solution. I look forward to using Dream Financing again in the future. Thanks Brenton and the Dream Financing Team.
Ryan Cooper
Ryan Cooper
07:48 21 Jul 22
We recently re financed our mortgage with the help of the team at dream financing. They did the hard work for us, getting us the best deal with great communication throughout the whole process. Could not recommend them enough!This financial year I seeked Jordan from dream financing to help with my tax return. Jordan had exceptional knowledge and I had full trust in her to provide me with the best return.
Julia Kennedy
Julia Kennedy
07:36 21 Jul 22
Fantastic service was given by Brenton and the team. They helped us through our first home loan in such a short time.Thank you so much Dream Financing we couldn't have done it without you 🙂
Carsten Wiedemann
Carsten Wiedemann
06:39 21 Jul 22
Brenton and his team sorted the refinanceing of my propertys promptly and stress free making the process very easy.Jordan was also able to complete the set up of my new business also making it an easy and stress free process.All in All the Dream team are great to deal with and I deffiently would recommend there services.
Jacob M
Jacob M
05:15 21 Jul 22
Warren and Courtney, always the best. Love the care and their attention to details, but most importantly they always suggest the best product out there in the market. Thanks Warren & Courtney.
abhideep joshi
abhideep joshi
03:18 21 Jul 22
Application and settlement were so smooth that it was almost a non-event! I have used Dream Financing for my home loans 3 times now and will use again in the future. Thanks (again) guys.
Rachael Bridgland
Rachael Bridgland
00:31 19 Jul 22
Could not have asked any more than what Warren and his team delivered. They did every single possible thing they could have to deliver an excellent result. Will definitely use them and would recommend them to all my friends and colleagues.
Grant
Grant
09:16 18 Jul 22
Warren and his team have again done an amazing job. I have used Dream Financing for multiple investment property loans and most recently a new home loan. The whole team communicates well and goes above and beyond to make the application process easy. Thank you! See you on the next one!
Grant S
Grant S
02:29 18 Jul 22
Warren and Courtney are super helpful with any questions you have
Amy Eichmann
Amy Eichmann
06:58 12 Jul 22
Just explains everything so you understand all the ins & outs. Warren is a rock and has supplied us with any information we have needed over the years. Patience of a saint. Highly recommend.
Kerry Hutchings
Kerry Hutchings
06:49 21 Jun 22
Brenton from Dream Financing was so incredibly helpful throughout the entire process when we purchased our property. He was always prompt in his communication with us and we felt really in the loop the whole time. We're so thankful we found Dream Financing and will definitely be calling on their expertise again in the future. I'm not sure we would have got the purchase over the line without them.
Gillie Ruddell
Gillie Ruddell
21:48 26 May 22
Thank you Brenton and the Dream Team for helping with a loan for my new Car. Brenton, you made the whole process flow so smoothly and kept me updated throughout it all. Thank you so much. If you're looking for finance for that new car, give Brenton and the team a call.
Donna Cooper
Donna Cooper
01:25 23 May 22
Brenton Pavey made navigating applying for finance so simple! Thank you so much for helping me into my new car! I absolutely will be using Dream Financing in the future
Larissa Rogers
Larissa Rogers
04:09 17 May 22
Warren is super efficient and helpful. I've been a client of Dream Financing for about 8 years now and I'm always pleasantly surprised when I get in touch, they remember me, they're friendly and are always ready to go above and beyond what I expect. Their response rate is quick, they listen and provide a judgment free space to discuss my situation and provide guidance. Thanks Warren and Team Dream Financing.
Kim Guthrie
Kim Guthrie
03:00 13 May 22
Brenton gave us great timely advice throughout our home buying process. He is always very responsive and understands the property market. Brenton secured us a great rate, and got us to lock it in before interest rates got crazy.
Tamas Maffey-Stumpe
Tamas Maffey-Stumpe
06:16 10 May 22
Brenton at Dream Financing was extraordinary. It was our first home purchase and in a wild, wild, market Brenton met our stress with calm, consistent, and always encouraging advice. He worked with us to secure a great financing option and made a pretty complicating and overwhelming process feel safe and secure every step along the way. Could not recommend highly enough!
Janice McRandal
Janice McRandal
00:43 29 Apr 22
Warren and his team are always there to help. I sent an email and received a reply within 1/2 hour and prompt attention to the matter at hand. I highly recommend Dream Financing they know their stuff.
Glenda Bess
Glenda Bess
14:38 28 Apr 22
Warren and Courtney went above and beyond for our family. They have helped multiple family members walk through the steps of purchasing a home and we cannot recommend them enough. They always communicated efficiently, we’re happy to explain more if we needed it and nothing was ever a problem for them. We will use them again and continue to recommend others to do the same. Thanks again guys for making a stressful time in our lives much easier. Amazing work from bill, lyn, Steve, Pete and Jaz 🙂
Linda Clark
Linda Clark
10:00 28 Apr 22
Huge thanks to Brenton at Dream Financing for making a long term goal of owning my own property a reality.Brenton delicately guided me through the loan application process and was always willing to answer all of my questions no matter how big or small.Once I had signed the contract for my place, Brenton moved extremely quickly which made settlement easy and not stressful at all - not to mention great loan conditions too! I couldn’t have done it without the dream team at Dream Financing. So pleased with the result. Will definitely use again for another house or car soon!
Eloise Rankin
Eloise Rankin
02:50 16 Apr 22
I highly recommend dream financing brokers Brenton is the man my situation was complicated to difficult for many but Brenton knows the industry inside out and knew exactly what to do and got the job doneIf you have a business and multiple investments you’re going to need somebody like dream financing brokers to navigate what is now a very tricky landscape ,
Rodney Rock
Rodney Rock
20:11 07 Apr 22
This was my 2nd Loan with Warren and Courtney and they were exceptional throughout the whole process and look forward to continue working with them.
Matthew Brown
Matthew Brown
22:20 02 Apr 22
Anyone looking for a knowledgeable, reliable, and honest accountant should look no further than Jordan from Dream Financing! Jordan's service, professionalism and advice has been outstanding since the moment I starting engaging with her. Thank you Jordan for being my "go to" person.
Grant Clough
Grant Clough
20:51 31 Mar 22
We have used the services of Warren & Courtney at Dream Financing previously, and always with a great outcome. This time was no exception, with refinancing our home loan, with a much better interest rate and other benefits. Dealing with Dream Financing has been very easy, and we would highly recommend them to anyone buying a home, new car, or even consolidating debt. 5 Stars!
Signs-Qld SE QLD
Signs-Qld SE QLD
06:25 21 Mar 22
I had so many questions trying to refinance, Warren and Courtney made this process so easy and convenient. Nothing was ever an issue and did everything they could for me
simone maris
simone maris
23:32 18 Mar 22
Brenton was great from start to finish and got us a wonderful deal on our home loan.Easy to communicate with and friendly, highly reccommend.
Kent Haines
Kent Haines
23:31 18 Mar 22
Brenton is by far the best Finance Broker I have ever used and iwould reccomend using him for for financing needs.
John Bond
John Bond
04:16 16 Mar 22
Highly Recommend, very helpful.
denis liebke
denis liebke
23:17 08 Mar 22
I started working with Jordan during COVID. She got me the best return ever and it was also one of the easiest experiences I have had working with accountants. I am now directing all of my financial matters towards her and would have no hesitation in recommending her to family, friends and colleagues.
Rick Moore
Rick Moore
21:54 08 Mar 22
Warren and Courtney provided a service that is fast, clear, reliable aand helpful. Definitely took the stress out of dealing with the banks would recommend!
Eliza battis
Eliza battis
04:41 05 Mar 22
Warren and Courtney gave us exceptional service when helping us with our home loan. They are friendly and professional and responded to all our queries promptly. They made a difficult process simple and we wouldn’t have been able to organise any of this on our own. Thanks team for your amazing service, we highly recommend you to anyone seeking a mortgage broker.
Sean Ventrice
Sean Ventrice
10:38 02 Mar 22
Brenton was awesome. Helped us every step of the way. I highly recommend for anyone refinancing.
Steve Russell
Steve Russell
10:13 18 Feb 22
Brenton helped us with refinancing all of our home loans whilst getting the funds together for our new caravan. Awesome Service!! Thanks guys
Rebecca Russell
Rebecca Russell
01:11 15 Feb 22
Warren is an absolute champion - thorough , persistent , reliable and at all times supportive . If he says he can do it - by goodness he does !
Megan O'Shannessy
Megan O'Shannessy
20:54 03 Feb 22
We have had the pleasure of working with Courtney and we can not thank her enough, she is professional, prompt, pleasant to deal with, goes over and above and is extremely efficient we could barely keep up. We highly recommend Courtney, she is by far a league above the rest and it's fair to say you won't be disappointed. We purchased through the Christmas/New Year Holidays and even though she was also on holidays she never missed a beat. We would never use anyone else.
Milynda Hiestand
Milynda Hiestand
04:51 31 Jan 22
Warren and team took all the stress out of the finance approval process. They were fast to respond to any questions we had and we had our loan approved within just a few days. Can’t recommend highly enough!
Jo Bray-White
Jo Bray-White
02:47 25 Jan 22
Brenton was awesome - clear and timely communication and friendly guidance regarding buying a home. He made the process of securing a home loan easy! Thanks to the Dream Financing team.
ME T
ME T
04:38 21 Jan 22
Very helpful & informative. Brenton has helped my partner and I secure our first home loan. As we were not very knowledgeable in this area. He explained everything clearly, & is very responsive to the hundreds of questions thrown at him. Great family owned business, the whole team is super friendly and welcoming.
m00nyea
m00nyea
21:46 20 Jan 22
Just want to thank Brenton and Warren for their excellent work re-financing our home that they originally helped us buy a few years ago. Nothing is ever too much trouble for them and they get the job done!
Josh Duffey
Josh Duffey
08:14 20 Jan 22
Brenton from Dream Financing was an incredible support in securing our first home. Something we hoped would only take a few months turned in to close to 2 years and he supported us the whole way. Helping us navigate a rapidly changing housing market over 2019-2021 and our nerves of buying our first home we’re glad we had him there. Can’t recommend him more highly!
Lachlan Turner
Lachlan Turner
07:06 20 Jan 22
Brenton has been such a great help through the process of buying our first home. He was very understanding with finding the best option for what we needed and super helpful with explaining any questions we had.Would recommend and will be returning👍
Mell B
Mell B
07:00 20 Jan 22

Investment Mortgage Options

Principal & Interest vs. Interest Only

Interest only investment loans have been common for years, however with recent pressure from the Government to lenders to reduce their exposure to interest only loans, they are becoming more difficult to secure and often attract higher interest rates.

Interest only loans are not offered by every lender, and those who do offer interest only, may have a much higher interest rate.

Offset or No Offset Account

Often a good long-term strategy for an investment property is to secure a principal and interest loan on a 30-year term with an offset facility.

Extra funds are accumulated in the offset account, but are not used to pay down the loan meaning the accumulated funds won’t affect your tax and you can pull the money out of the offset at any times

Not many lenders offer an offset facility against an investment property, however Dream Financing has links to lenders who charge no fee or a nominal fee for an offset facility for your investment property loan.

Our Process

1. Get in Touch

We’ll send you a Fact Find form to complete.

2. Face-to-Face or Phone or email

This helps us better understand your requirements and individual circumstances.

3. Recommendations

We’ll prepare recommendations and walk-through likely loan repayments, cash required or other options.

4. Lender Shortlist

We’ll identify the most competitive mortgage deals available, finding lenders suited to borrowing requirements.

5. Finalise Loan Paperwork

Once you’ve selected a lender and we’ve negotiated the best rates, fees, loan structure and overall cost, we’ll provide the final loan paperwork.

6. Loan Approval

Loan approval typically received within a week, once the loan paperwork has been completed and lodged.

7. Ongoing Support

When loan terms or fixed rate terms come due, we’ll work with you to proactively negotiate your home loan to ensure the deal is still the most competitive available.

Why Choose Dream Financing?

Access to more than
50 lenders

We have strong relationships with more than 50 bank and non-bank lenders so you can be assured we’ll find the best solution for you.

We're proactive
mortgage brokers

Not many brokers proactively check to make sure the deal you’re on is still the most competitive in the market – but we do.

We'll work directly with your accountant

To achieve the best strategic outcome for your tax and finance.

We do more than just find the best rate

A great interest rate is important, but we take a comprehensive approach to find the best mortgage or loan solution for you.

Fast responses and reliable communication

We’re here when you need us, and you’ll always receive fast responses and genuine communication throughout the entire loan process.

We understand self-employed like no other broker

Self-employed loans can be more difficult to secure, but we’re experienced at securing fantastic loans for ABN holders.

Contact Dream Financing

If you’re looking for an investment property loan or mortgage, contact the experienced mortgage brokers at Dream Financing.

Not only do we specialise in self-employed loans, but we are the mortgage brokers of choice for Caboolture, Eatons Hill, Albany Creek, Warner, Draper, Samford and surrounding areas.

We’ve helped thousands of Brisbane investors secure a fantastic deal on their investment property loan.

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