Are you self-employed and looking for additional working capital? Dream Financing can help you find a suitable lender and great finance deal for your circumstances.
We understand that it can often seem more difficult to secure finance if you’re self-employed, however Dream Financing has the expertise, know-how, and industry contacts to find a working capital loan that works for you, without the hassle.
Self Employed Working Capital
Dream Financing has direct links to self-employed cashflow lenders including major banks, independent lenders and institutions along with smaller banks. Cashflow loan terms are typically 3-12 months and can be used for typical working capital requirements such as stock, business expenses and repayment of tax office debts.
1. Get in Touch
We’ll also need to ask:
- When was the business established?
- What is the annual business turnover?
- Are you registered for GST? If so, when did you become registered for GST?
2. Face-to-Face, Phone or Email
This helps us better understand your requirements and individual circumstances.
We’ll prepare recommendations and walk-through likely loan repayments, cash required or other options.
4. Lender Shortlist
We’ll identify the most competitive mortgage deals available, finding lenders suited to borrowing requirements.
5. Finalise Loan Paperwork
Once you’ve selected a lender and we’ve negotiated the best rates, fees, loan structure and overall cost, we’ll provide the final loan paperwork.
6. Loan Approval
Loan approval typically received within a week, once the loan paperwork has been completed and lodged.
7. Ongoing Support
When loan terms or fixed rate terms come due, we’ll work with you to proactively negotiate your home loan to ensure the deal is still the most competitive available.
Why Choose Dream Financing?
Access to more than
We have strong relationships with more than 10 bank and non-bank lenders so you can be assured we’ll find the best solution for you.
Not many brokers proactively check to make sure the deal you’re on is still the most competitive in the market – but we do.
We'll work directly with your accountant
To achieve the best strategic outcome for your tax and finance.
We do more than just find the best rate
A great interest rate is important, but we take a comprehensive approach to find the best mortgage or loan solution for you.
Fast responses and reliable communication
We’re here when you need us, and you’ll always receive fast responses and genuine communication throughout the entire loan process.
We understand self-employed like no other broker
Self-employed loans can be more difficult to secure, but we’re experienced at securing fantastic loans for ABN holders.
Contact Dream Financing
If you’re a self-employed individual and are looking for a working capital or cashflow loan for business use, contact the experienced mortgage brokers at Dream Financing.
We specialise in arranging short-term loans for self-employed individuals and are the mortgage brokers of choice for Redcliffe, Caboolture, Eatons Hill, Albany Creek, Warner, Draper, Samford and all Moreton Bay Region surrounding areas.
Dream Financing has helped thousands of Brisbane business owners secure cashflow finance since 2002.