Looking to buy an Investment property? Our team of loan brokers at Dream Financing can assist you expand your investment property portfolio in the North Brisbane region or anywhere else in Australia.
Whether you’re searching for the best investment property loan or a refinancing solution for your individual circumstances, talk to the Dream team.
You could be a first-time investor or have years of experience in the investment property market, we’ll take the hard work out of finding the best deal that suits your exact needs.
Get in touch with us today by phoning 0423 030 533 or send an enquiry online here.
Investment Mortgage Options
When it comes to securing a loan for investment purposes, you have a couple of options at your disposal.
Principal & Interest vs Interest Only
Interest only investment loans often attract higher interest rates and are not offered by every lender.
Offset or No Offset Account
A goodlong term strategy for an investment property is to secure a principal and interest loan on a 30-year term with an offset facility.
Extra funds are accumulated in this offset account but aren’t used on the loan for payments. This means it won’t affect your tax and you can withdraw money from your offset account.
Not many lenders offer this option for an investment property but Dream Financing does have links to lenders who charge no fee or a nominal fee for an offset facility with your investment loan.
Dream Financing Loan Process
Our loan process is straight forward enough but we’ll run through it for you anyway:
- Get in Touch – We’ll send out our fact form for you to complete.
- Face-to-Face or Phone – This helps us to better understand what you need and what you want out of your loan.
- Recommendations – We’ll prepare recommendations and walk you through what your loan repayments might be, cash required or other options.
- Lender Shortlist – We’ll identify the best deals available with the best suited lenders that match your borrowing requirements.
- Finalise Loan Paperwork – After you have picked your lender and we have negotiated the finer details (best rates, fees, loan structure and overall cost), we’ll provide the final loan paperwork.
- Loan Approval – You may receive approval within a week once paperwork has been completed and lodged.
- Ongoing Support – We’ll contact you regularly to ensure your deal is still the most competitive available.
Why Choose Dream Financing?
If you ask us, it’s an easy choice, but here’s a few reasons that might persuade you:
- We’ll work directly with your accountant to achieve the best strategic outcome for your tax and finance.
- We do more than just find you the best rate, we take a comprehensive approach to finding you the best mortgage or loan to suit your situation.
- We’re always here when you need us and you’ll receive fast responses and genuine communication throughout the loan process.
- We have access to more than 50 bank and non-bank lenders, so we’ll do our best to find the loan and rate perfect for you.
Investment Loans Broker North Brisbane
Get started on that next investment with the help and support of the Dream Financing team.
You can call us now on 0423 030 533 or send an enquiry online here.
Dream Financing is the mortgage broker of choice for Brisbane North, including Eatons Hill, Albany Creek, Warner, Draper, Samford and surrounding areas. We’ll help you find the best loan products no matter what your personal situation is.
We offer expert advice on a huge range of services including home loans, investment property loans, cashflow finance for self-employed, commercial property loans, car loans for self-employed and equipment loans for self-employed.
Call us today: Warren 0419 781 428 or Brenton 0423 030 533 or contact us online here.
