Investment Property Loans

Are you looking to invest in property? If you’re searching for the best investment property loan North Brisbane or refinancing solution for your individual circumstances, you’ve come to the best place.

Whether you’re looking to purchase your first investment property or are an experienced investor looking to expand your portfolio, Dream Financing has the expertise, know-how, and industry contacts to find the best deal that works for you.

Dream Financing has been helping Brisbane investors secure the best mortgage deal for their investment property loan needs since 2002.

Contact us for a confidential, no-obligation discussion about your investment property loan requirements.

Excellent
Dream Financing
Based on 443 reviews
Jen Hunter
I have started working with Jordan and her team fairly recently. I have been impressed with their knowledge, care, advice & attention to detail. They take the time to explain things carefully, provide options where applicable and work on the best solution to meet the required need. After only a couple of face to face meetings, I feel they understand my business and have taken the time to invest in me as a client. I look forward to a productive and satisfying working relationship for many years to come.
Natalia Beets
Brenton, Aiden and Amanda were great in helping us with investment Property purchase. They were really quick in responses, friendly and made sure finance was approved on a tight schedule. Would definitely recommend and use Dream Finance again.
Big beezy
Had an awesome experience with Brentan from start to finish, his communication about the whole thing was 5 star. He made the whole process so easy I didn’t have to lift a finger. Unreal service highly recommend
Liam Allan
Excellent friendly service, will definitely be using again.
Joshua
Just had Brenton from Dream Financing set me up with a new truck to add to my growing fleet.

Seamless process and took literally all of the work out of it for me.
Which means everything when you have a busy schedule.

Look forward to the next time!
Sarah
Dream Financing made buying our new home an absolute dream! Brenton and Amanda were so accommodating, always available to answer our questions and kept us well informed of the mortgage process, making it totally stress. We couldn’t be happier and can’t recommend them enough! Thanks so much Amanda & Brenton!
Janine Fletcher
Amanda and Brendan have been amazing from the start. They both went above and beyond to get the right loan that suits my needs. Always available to help and I was kept up to date during the entire process. I cannot thank them enough and would recommend them to anyone!!
Traveltopia (Traveltopia)
Outstanding service. We simply emailed our records an they did the rest... looked after our tax's for the last few years now including our investment property all the way through to the sale and the capital gains stuff.. great company..
Amy Hall
Really happy with the whole team at Dream Financing. I needed some urgent work done ASAP and they took me on as a new client and delivered. I had multiple people working on my case, however it felt seamless. I wanted an accountant that would help me take control of my business finances and be accountable. So far so good. Highly recommend.
Nick Wall
I had a first time meeting with Jordan to discuss my business accounting needs. I could not have been happier with the advice and service I received from Jordan. She went above and beyond my expectations of an accountant.
Billy Fitz
Highly recommend, seamless process. Brenton and Amanda are top class and excellent systems make the whole experience “a dream”. Thank you
Trent Patten
Working with the team at Dream Financing has been an outstanding experience. Their communication is consistently prompt, clear, and incredibly helpful in guiding our financial decisions. My wife and I truly appreciate their dedication and professionalism, and we highly recommend Dream Financing to anyone seeking reliable financial support.
Meagan McNeill
A big thank you to Brett and Amanda for the wonderful work they did to secure a mortgage for our new home. They are great communicators, stepping us through the whole process and making sure we understood options. I’d happily recommend them to anyone looking for finance.
Adina Simpson
Brenton and Amanda were amazing to deal with. Informative, prompt with responses and communicated all details well. I would recommend them highly to my friends and family!
Mel
Amanda and the team at Dream Financing have been amazing over the last year, taking the time to answer all our questions and ensuring we were able to achieve what we wanted, appreciate all your efforts and being so easy to deal with!
Michelle Taylor
Brenton and Amanda are absolutely amazing! From start to finish the process was so effortlessly easy with Dream Financing. Amanda went above and beyond to secure the loan and house we wanted. She was so thoughtful and helpful and an absolute amazing person to deal with. The whole process there was no stress and everything was so easy. I would HIGHLY RECOMMEND Brenton and Amanda to anyone buying a home in any part of Australia. I am from NSW and there was no issue at all using this brokering firm based in QLD. Thank you both so much from the bottom of my heart! You guys are rockstars!!!!
Ashley Leslie
Excellent experience. Very responsive and provided in-depth options for financing on a new caravan purchase. Will be going back and highly recommend
AR
Reached out to Jordan and her team, looking for a more personal experience with my accounting for my business. Someone I can count on with the right advice when I need from a phone call away. As soon as I sat down with Jordan and Brooke for the first time I knew immediately that my business will be in good hands moving forward.
matthew wheatley
A massive thanks to Brenton at Dream Financing. 2 day turn around on equipment finance and purchase of earthmoving machinery. Amazing 😃
Alena Desbrow
A huge thank you to Dream Finance! You have been amazing to work with while purchasing our Industrial Shed. Your calm and supportive attitude was invaluable to us throughout the process. I personally feel you went above and beyond with feedback and communication. We look forward to working with you again.
Keegan Starr
Brenton & Amanda from Dream Financing have done a great job in helping us secure our first home! They are great to deal with, very Informative and always kept us up to date throughout the whole process, happy to recommend them to anyone and will be using them again in the future!
Aussie Carriers
We have been consulting with Dream Financing since 2022, The support and mentorship provided by the team in particular Frances has been outstanding, not only is she professional and punctual but also second to none when it comes to advise on matters we need a quick turn around on.
We are in a great position as a small business and we have prospered from the work the team at Dream Finance do for us.

Dream Finance = Subject Matter Experts
Allanah Fookes
Amanda went above and beyond to get us the loan we needed in order to secure our land. She was informative, kept us in the loop at all stages and was quick to get back to us. We highly recommend Amanda, Brenton and Dream Financing, they’re incredible.
Kylie Starr
Brenton and his amazing team go above and beyond, answering any questions and making this process less stressful. We recommend Brenton and his team to anyone looking for finance to give them a call you won’t be disappointed 🙂
matt lind
I recently had the pleasure of working with Brenton from Dream Financing to finance my new Chevy Silverado. Brenton's expertise and dedication was truly exceptional. He took the time to understand my financial situation and tailored a financing solution that perfectly matched my needs. Thanks again mate
Richard Drury
I have been using these Brenton and Jordon for years, best in the business.
Natalie Schwerin
Such a dream to work with. Made the process of purchasing a property smooth and effortless.
Chris Maclean
Jordan and her team at Dream Financing been an integral part in supporting us to manage our families tax affairs over the last few years. The companies ability to provide a tailored approach to suit to our needs and guiding us through some complex tax and financing scenarios is why we continue to be repeat customers and highly recommend Dream to others looking for a similar personal and customised approach to Financing. .
Sam
Cannot recommend the team a Dream Financing enough! Amanda and Brenton have been so amazing at helping me with my home loan. I really didn’t have to do much at all, they took care of everything for me which made the whole process very easy!
Tamara Lazarus
Dream Financing have been an integral part of me being able to buy my first home.
Amanda Walker helped myself understand this process of buying a home and provided me with all the information I needed to make a decision on finding the best home loan. Amanda has a wealth of knowledge and I would definitely recommend anyone in the market to give Dream Financing a call.
Phillip Grant
Brenton and the team have been fantastic to deal with regarding commercial property matters. There knowledge on available options for commercial property finance has been excellent and have made us very comfortable with the process of acquiring real estate. Thank you. Would recommend highly.
Ryan Chesney
Brenton & the team have been amazing to deal on multiple occasions. Fast acting, give the advice when you ask without hesitation and great people! look forward to dealing with the team again soon!
Jessica REBERGER
Brenton and his team from dream financial have been amazing steering us in all the right direction into getting our new home 🏡🔑
Thanks guys ⭐️⭐️⭐️⭐️⭐️
Kevin Smith
I’ve worked with Dream Financing for both accounting and lending, and they’ve been awesome. Super knowledgeable, easy to deal with, and always happy to go the extra mile! Highly recommend!
Joy
As first home buyers Brenton and Amanda answered our many questions and explained every step of the process so clearly. Their expertise in this area was second to none! Thank you team
Bravo Bran
Dream Financing did a great job with both our home and investment loans. Their team was professional, efficient, and went above and beyond to ensure we had the best options available. The process was smooth from start to finish, and we would highly recommend their services.
Dean Jones
Thanks to Brenton for all the great work he did. Well worth getting Dream Financing to find the best deal for me. There’s a lot of lone companies out there to take advantage of you but Brenton will find the best one to suit your needs. He does all the hard work looking around for the best deal. Highly recommended.
Siane Pulling
A massive thank you to Jordan and the team for getting through our tax/BAS and making the entire process so seamless. We appreciate every one of you for getting us to where we are and are so excited to work with you for years to come! The Dream Team!
JUSTIN
Everything ran like a dream when we used Dream Financing when we purchased our new truck recently! It was such an easy and smooth process!
Robin Williams
Amazing team at Dream financing!
We went years without a proper mortgage and Dream financing got us over the line!
Hollie Brown
I have been using Dream financing for a few years now and it has been so easy! Brenton, Fletcher and the team have the highest standard of communication and explain everything in a way that is easy to understand. They work hard and get the best outcomes for their clients, and I couldn’t be happier working with them. I will always remain a client.
Sophie Scott
Brenton & his team have been nothing short of amazing. My husband and I had dealt with multiple brokers and none of their services were anywhere near the excellence that is, Dream Finance. We couldn't recommend Brenton enough!
Matt Bron
Brenton and the team were responsive to our needs and efficient. Would happily recommend them to anyone needing financing solutions. Matt
AURUPT Admin
Incredible service! Fast acting, super knowledgeable. Thank you Brenton and team for all that you’ve done for us!
Braydon Mosk
I cannot recommend Brenton and the team at Dream Financing highly enough. I was having endless dramas with a broker that I was using to seek finance for a partner buyout. I randomly met Brenton one day, and after a quick chat about all things investment, I knew straight away this was the bloke I needed to be dealing with. I swiftly moved everything over to the guys at Dream Finance and Brenton was straight on it! Lo and behold, everything went swiftly with a positive outcome and I could not be happier! Kicking myself I didn’t find them sooner. Safe to say Brenton and his team will have my business well into the future. Exceptional service, Exceptional knowledge, Exceptional bloke.
Coochin Wagyu
Thanks for your help with financing for our recent investment property purchase. Very easy process with fast turn around times. Nice to deal with real people. Will be return customers for sure!
Adrian Barrett
Amazing experience with the team at Dream Finance. Couldn't have asked for a more prompt service.

Investment Mortgage Options

Principal & Interest vs. Interest Only

Interest only investment loans have been common for years, however with recent pressure from the Government to lenders to reduce their exposure to interest only loans, they are becoming more difficult to secure and often attract higher interest rates.

Interest only loans are not offered by every lender, and those who do offer interest only, may have a much higher interest rate.

Offset or No Offset Account

Often a good long-term strategy for an investment property is to secure a principal and interest loan on a 30-year term with an offset facility.

Extra funds are accumulated in the offset account, but are not used to pay down the loan meaning the accumulated funds won’t affect your tax and you can pull the money out of the offset at any times

Not many lenders offer an offset facility against an investment property, however Dream Financing has links to lenders who charge no fee or a nominal fee for an offset facility for your investment property loan.

Our Process

1. Get in Touch

We’ll send you a Fact Find form to complete.

2. Face-to-Face or Phone or email

This helps us better understand your requirements and individual circumstances.

3. Recommendations

We’ll prepare recommendations and walk-through likely loan repayments, cash required or other options.

4. Lender Shortlist

We’ll identify the most competitive mortgage deals available, finding lenders suited to borrowing requirements.

5. Finalise Loan Paperwork

Once you’ve selected a lender and we’ve negotiated the best rates, fees, loan structure and overall cost, we’ll provide the final loan paperwork.

6. Loan Approval

Loan approval typically received within a week, once the loan paperwork has been completed and lodged.

7. Ongoing Support

When loan terms or fixed rate terms come due, we’ll work with you to proactively negotiate your home loan to ensure the deal is still the most competitive available.

Why Choose Dream Financing?

Access to more than
50 lenders

We have strong relationships with more than 50 bank and non-bank lenders so you can be assured we’ll find the best solution for you.

We're proactive
mortgage brokers

Not many brokers proactively check to make sure the deal you’re on is still the most competitive in the market – but we do.

We'll work directly with your accountant

To achieve the best strategic outcome for your tax and finance.

We do more than just find the best rate

A great interest rate is important, but we take a comprehensive approach to find the best mortgage or loan solution for you.

Fast responses and reliable communication

We’re here when you need us, and you’ll always receive fast responses and genuine communication throughout the entire loan process.

We understand self-employed like no other broker

Self-employed loans can be more difficult to secure, but we’re experienced at securing fantastic loans for ABN holders.

Contact Dream Financing

If you’re looking for an investment property loan or mortgage, contact the experienced mortgage brokers at Dream Financing.

Not only do we specialise in self-employed loans, but we are the mortgage brokers of choice for Caboolture, Eatons Hill, Albany Creek, Warner, Draper, Samford and surrounding areas.

We’ve helped thousands of Brisbane investors secure a fantastic deal on their investment property loan.

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