Commercial Property Loans

Commercial Property Finance Designed for Growth

Purchasing a commercial property is a powerful way to build wealth, generate passive income, or secure premises for your business. Whether you’re buying an office, warehouse, retail space, industrial site, or mixed-use asset, the right commercial loan structure is essential for maximising returns and managing long-term cash flow.

At Dream Financing, we work with 50+ commercial and business lenders to secure competitive rates, flexible terms and tailored lending strategies that align with your investment or business goals. With more than 400 five-star Google reviews, you can trust our team to deliver clarity, confidence and results.

Why Choose Dream Financing for Your Commercial Property Loan?

Access to 50+ Commercial Lenders

Banks, non-bank lenders, private funders — we compare them all. Every lender has different appetite, policies and pricing for commercial deals, and we ensure you're paired with the most competitive option.

Tailored Lending Strategies for Investors & Business Owners

Whether you’re purchasing an investment property or securing a premises for your business operations, we structure the loan around your cash flow, tax position and long-term plan.

Competitive Rates and Flexible Terms

Commercial lending is far more negotiable than residential loans. We leverage strong lender relationships to secure sharper pricing, better terms and favourable conditions.

Solutions for Complex Lending Scenarios

From self-employed borrowers to complex financials, trust structures, SMSFs, multi-property portfolios and specialised securities — we handle transactions that many brokers don’t understand.

Straightforward, Transparent Process

Commercial property finance can be complex. We handle the negotiations, paperwork, valuation requirements and lending approvals so the process is seamless from start to finish.

Types of Commercial Property Loans We Offer

Owner-Occupied Commercial Loans

Ideal for businesses wanting to purchase their own premises. Gain long-term stability, build equity, and reduce exposure to rising rents.

Commercial Investment Loans

For investors seeking strong yields and capital growth across retail, industrial, office or specialised properties.

SMSF Commercial Property Loans

We assist with lending structures that allow your Self-Managed Super Fund to purchase commercial property under compliant arrangements.

Lease-Doc & Low-Doc Commercial Loans

Options available for strong lease income, simplified financials or where traditional full-doc lending isn’t suitable.

Warehouse, Industrial & Factory Finance

Tailored lending solutions for industrial assets, distributions centres, workshops and manufacturing spaces.

When to Consider a Commercial Property Loan

You may be ready to explore commercial finance if you are:

Expanding your business operations

Looking to stop renting and own your business premises

Wanting to build a diversified investment portfolio

Considering higher-yield property assets

Leveraging equity for larger-scale investments

Seeking long-term passive income and capital growth

Our Commercial Finance Process

1

Initial Assessment

We review your goals, financials and preferred property type.

2

Market Comparison

We analyse 50+ lenders and identify the most competitive options.

3

Structuring Advice

We recommend the optimal structure based on cash flow, risk, tax and long-term planning.

4

Approval & Settlement

We manage the entire process, from negotiations to settlement.

Secure the Right Finance for Your Commercial Property

Commercial property is a significant investment — but with the right lending partner, it can transform your wealth and business trajectory. Dream Financing delivers strategic, personalised commercial finance solutions that set you up for long-term success.

Speak with the Dream Team today about your commercial property finance options.

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